Online personal loan|Apply personal loan eligibility

online personal loan|Apply personal loan eligibility

This  can post topic cover this type of loan app online like,personal loan eligibility

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Looking for Personal Loan? Get Instant Salary Advance & Cash Loan Up To ₹2Lac
The FlexSalary App is India’s first Instant Line of Credit App offered by Vivifi India Finance Pvt Ltd that covers emergency cash needs of Indians before they receive their salary! You can apply for a line of credit from ₹4,000 up to ₹2,00,000.

Which type of Loan apply on this App?

Here’s how you can use This app

Emergency medical bills
• Tuition fee payment
• Lump sum insurance premium payment
• Month-end cash crunch
• Impromptu vacations
• Upgrade your home
• Buy home appliances, furniture and electronics, etc.

How to use this app

You can receive instant credit from FlexSalary in 4 easy steps–
• Download the mobile application
• Fill in your personal and financial details
• Perform EBV or upload the required documents
• Receive instant credit and pay back whenever you can!

Eligibility Criteria

To be eligible, the applicant–
• Should be an Indian Citizen
• Should be a salaried individual or any person with a verified recurring income deposit
• Must be above the age of 21
• Have a minimum salary of ₹8000
Documents Required

• Identity Proof (Aadhaar / Driver’s License / Passport / Voter ID / PAN)
• PAN card
• Address Proof (Driving License / Utility Bills / Aadhaar / Passport / Bank Statements / Voter ID)
• Photo with the applicant’s face clearly visible (you will be prompted to take a selfie or upload a photo)
• Net banking verification for validating your bank account and salary information

Loan Tenure

• Up to 3 Years (Open-ended)

Interest and Fees

FlexSalary is a line of Credit and does not have a minimum or maximum repayment period like a credit card. On utilizing INR 10,000 in credit line, at an interest rate of 36% on a reducing balance with a 1.75% (including GST) of line usage fee on average outstanding monthly balance, the Interest and Fees applicable for a 30-day period would be INR 475. A one-time processing fee of INR 675 (including GST) is deducted during first disbursal.
*Interest Rate and Line Usage Fee varies.

Online personal loan|Apply personal loan eligibility Online personal loan|Apply personal loan eligibility Reviewed by Loan solution on November 02, 2019 Rating: 5

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